August 22, 2012, was my 30th birthday. My wife and I went to Odessa, Ukraine, for the weekend to celebrate and had a lovely time there. The next day, I thought, “Look at me, I am a happy person. What else do I need in life?” 

That’s how my new dream was born. I said to myself, “Produce some intellectual product (IP) to share with people!” As you are now reading my book, you can confirm that is being achieved.

In 2005, I started my financial career as an auditor in Deloitte & Touche. Since then, I have worked in different positions related to corporate financial management. Currently, I am CFO of a mobile software company “Stanfy” and an independent consultant on managerial finance for small businesses.

In 2003, I got my bachelor’s degree in Economics from Kyiv-Mohyla University (Ukraine), and in 2011, I finished my self-financed MBA. Also, I passed all exams given by the Association of Certified Chartered Accountants (ACCA), a global body for professional accountants, and qualified for their membership in 2009.

My personal-finance journey began when I started recording the expenses in Microsoft Excel in 2008. The underlying reason was to discover why I had a decent salary, modest lifestyle and yet neither assets nor savings.

Over the years, I developed an advanced system with the usage of online financial software and regular financial health checks. I invented tricks and techniques to make managing my own money as easy as possible. Hence, people started asking me for advice in managing their money.

At this point, you might think that my marriage gained from a good system of managing the family budget. Nope!

While we established a technically advanced system with lots of accounts, I was blind to the real value of my partner. For instance, my priorities were vacations while we had giant mortgage repayments. We had vague family financial goals that caused disbelief and resentment. It happened mostly because of lack of communication and a misguided notion of “my own” vs. “our” money.

“Fool learns from his own mistakes. The wise man learns from the mistakes of others.”

I’ve done my best to share with you my knowledge and tips on family money management.

Use my book to improve your relationship, your finances and your life!
Leo Ostapiv, Kyiv, Ukraine


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