Tuesday, March 22, 2016

Discuss couple finances - moneyunder30

Discuss couple finances using Great article from David Weliver

6 ways to have better money talks

1. Agree to disagree

Men and women value money differently. But the more you talk about your values and differences with your partner, the less likely you’ll resent your loved one for a financial decision you may not understand.
For example, Lauren and I agree that a new car is in our future, but we don’t see eye to eye on how much to spend. She’s tempted by some sweet deals on brand new cars these days—including 0% financing with our good credit. I, too, would love a new car (and I am not necessarily opposed to them), but I’m wary of a three or four year car loan, even at 0% APR. (I just spend years getting out of debt, and I’m not eager to go back in…even though it’s under entirely different circumstances.) One of us is going to lose this debate, and that’s okay. The important thing is we discussed the pros and cons and we will end up making the decision together.

2. Don’t make it a big deal

Don’t wait until you’re upset about a big purchase your partner made to bring up finances. The best way to talk about money is a little bit every day. Money is a part of life; it’s not a big deal until it becomes a big deal. (And it becomes a big deal when you don’t talk about it and/or hide stuff.)

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